The #1 answer: To provide a competitive total compensation package (from the Hewitt Trends in Canadian Retirement Programs 2004).
Your reasons for implementing a Plan will have a major affect on your plan design. For example, if you are implementing a plan to reward loyal employees, you may decide to incorporate a longer "eligibility period" than an employer who is implementing a plan to attract employees.
Top reasons for providing Pension and CAP Plans:
|
Provide a competitive total compensation package |
84% |
|
Retain Employees |
49% |
|
Enable Employees to achieve an adequate retirement income so they can transition out of the workforce |
43% |
|
Attract Employees |
42% |
|
Encourage Employees to save for retirement |
37% |
For more information please contact: Dave Young Ryan Warner